/* ==========================================================================
 * Holistic Payments — Marketing/Guide Stylesheet
 * Used by all /peptide-payment-processing/*, /cbd-payment-processing/*,
 * /nutraceutical-payment-processing/*, /pricing/*, /ach-apply, /ach-setup, etc.
 * Design language matches the homepage's inline styles (Inter + Fraunces).
 * ========================================================================== */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --bg: #f7f8fa;
  --paper: #fff;
  --ink: #0a0f1e;
  --ink-soft: rgba(10, 15, 30, .62);
  --ink-mute: rgba(10, 15, 30, .48);
  --line: #e5e7eb;
  --line-soft: #eef0f4;
  --accent: #2563eb;
  --accent-dark: #1d4ed8;
  --accent-soft: rgba(37, 99, 235, .08);
  --accent-border: rgba(37, 99, 235, .25);
  --error: #dc2626;
  --green: #16a34a;
  --green-soft: rgba(22, 163, 74, .08);
  --green-border: rgba(22, 163, 74, .25);
  --amber: #f59e0b;
  --amber-soft: rgba(245, 158, 11, .08);
  --amber-border: rgba(245, 158, 11, .25);
  --max-w: 760px;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  color: var(--ink);
  line-height: 1.65;
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

/* ===== NAV ===== */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.nav-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 18px;
}
.brand,
.nav-brand {
  font-size: 15px;
  font-weight: 800;
  color: var(--ink);
  text-decoration: none;
  letter-spacing: -.01em;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.brand span,
.nav-brand .nav-text span { color: var(--accent); }
.nav-spacer { flex: 1; }
.nav-links { display: flex; align-items: center; gap: 18px; }
.nav-links a {
  color: var(--ink-soft);
  font-size: 13px;
  font-weight: 600;
  text-decoration: none;
  transition: color .15s;
}
.nav-links a:hover { color: var(--accent); }
.nav-links a.btn-cta,
a.btn-cta {
  background: var(--accent);
  color: #fff;
  padding: 8px 18px;
  border-radius: 999px;
  font-weight: 700;
}
.nav-links a.btn-cta:hover,
a.btn-cta:hover { background: var(--accent-dark); color: #fff; }

/* ===== ARTICLE LAYOUT ===== */
article {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 36px 24px 56px;
  flex: 1 0 auto;
  width: 100%;
}

article h1 {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 500;
  font-size: clamp(30px, 4.4vw, 42px);
  line-height: 1.1;
  letter-spacing: -.02em;
  color: var(--ink);
  margin: 0 0 14px;
}
article h1 em { font-style: italic; color: var(--accent); font-weight: 500; }

article h2 {
  font-weight: 700;
  font-size: clamp(20px, 2.4vw, 24px);
  line-height: 1.3;
  letter-spacing: -.01em;
  color: var(--ink);
  margin: 36px 0 12px;
}

article h3 {
  font-weight: 700;
  font-size: 17px;
  line-height: 1.35;
  letter-spacing: -.005em;
  color: var(--ink);
  margin: 24px 0 8px;
}

article h4 {
  font-weight: 700;
  font-size: 14px;
  color: var(--ink);
  margin: 18px 0 8px;
}

article p {
  font-size: 15.5px;
  line-height: 1.7;
  color: var(--ink);
  margin: 0 0 14px;
}

article ul, article ol {
  margin: 8px 0 18px 22px;
  padding: 0;
}
article li {
  font-size: 15.5px;
  line-height: 1.7;
  color: var(--ink);
  margin-bottom: 6px;
}
article ul ul, article ul ol, article ol ul, article ol ol { margin-top: 4px; margin-bottom: 4px; }

article a {
  color: var(--accent);
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
  transition: color .15s;
}
article a:hover { color: var(--accent-dark); }

article strong { font-weight: 700; color: var(--ink); }
article em { font-style: italic; }

article code {
  font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: .9em;
  background: #f1f3f7;
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 1px 6px;
  color: var(--ink);
}

article pre {
  background: #0f172a;
  color: #e2e8f0;
  border-radius: 10px;
  padding: 16px 20px;
  overflow-x: auto;
  margin: 14px 0 20px;
  font-size: 13px;
  line-height: 1.6;
}
article pre code { background: transparent; border: 0; padding: 0; color: inherit; font-size: inherit; }

article hr { border: 0; border-top: 1px solid var(--line); margin: 32px 0; }

/* ===== TABLES ===== */
article table {
  width: 100%;
  border-collapse: collapse;
  margin: 14px 0 22px;
  font-size: 14.5px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 10px;
  overflow: hidden;
}
article thead { background: #fafbfc; }
article th {
  text-align: left;
  padding: 11px 16px;
  font-weight: 700;
  font-size: 12px;
  color: var(--ink-soft);
  text-transform: uppercase;
  letter-spacing: .05em;
  border-bottom: 1px solid var(--line);
}
article td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--line-soft);
  vertical-align: middle;
  color: var(--ink);
}
article tr:last-child td { border-bottom: 0; }
/* Right-align the rate column */
article th:nth-child(2),
article td:nth-child(2) { text-align: right; }

/* Rate badge style */
.rate-rate {
  font-family: 'Fraunces', Georgia, serif;
  font-weight: 700;
  font-size: 19px;
  letter-spacing: -.02em;
  color: var(--accent);
  display: inline-block;
}

/* ===== LEAD / DEK / BYLINE / META ===== */
.dek,
.lead {
  font-size: 17px;
  color: var(--ink-soft);
  max-width: 640px;
  line-height: 1.55;
  margin: 0 0 22px;
  font-weight: 400;
}
.lead { color: var(--ink); }
.lead strong { color: var(--ink); }

.byline {
  font-size: 13px;
  color: var(--ink-soft);
  margin: 0 0 24px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--line);
}
.byline strong { color: var(--ink); font-weight: 600; }

.meta-eyebrow {
  display: inline-block;
  font-size: 11px;
  font-weight: 700;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 8px;
}

/* ===== BUTTONS ===== */
.btn,
a.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--accent);
  color: #fff !important;
  padding: 11px 20px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  border: 1px solid var(--accent);
  cursor: pointer;
  transition: background .15s, transform .12s, box-shadow .2s;
  box-shadow: 0 4px 14px rgba(37, 99, 235, .22);
  font-family: inherit;
  line-height: 1.2;
}
.btn:hover,
a.btn:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
  color: #fff;
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(37, 99, 235, .32);
  text-decoration: none;
}
.btn.primary { /* alias for default */ }
.btn.ghost,
a.btn.ghost {
  background: transparent;
  color: var(--ink) !important;
  border-color: var(--line);
  box-shadow: none;
}
.btn.ghost:hover,
a.btn.ghost:hover {
  background: var(--accent-soft);
  border-color: var(--accent-border);
  color: var(--accent) !important;
  transform: translateY(-1px);
  box-shadow: none;
}

.actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  align-items: center;
  margin: 18px 0 24px;
}

/* ===== ANSWER / CALLOUT BOXES ===== */
.answer-box {
  background: var(--accent-soft);
  border: 1px solid var(--accent-border);
  border-left: 4px solid var(--accent);
  border-radius: 10px;
  padding: 18px 22px;
  margin: 18px 0 24px;
  font-size: 15.5px;
  line-height: 1.65;
  color: var(--ink);
}
.answer-box strong { color: var(--accent-dark); font-weight: 700; }

.callout-green {
  background: var(--green-soft);
  border: 1px solid var(--green-border);
  border-left: 4px solid var(--green);
  border-radius: 10px;
  padding: 16px 20px;
  margin: 18px 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink);
}
.callout-green strong { color: #15803d; font-weight: 700; }

.callout-red {
  background: rgba(220, 38, 38, .06);
  border: 1px solid rgba(220, 38, 38, .25);
  border-left: 4px solid var(--error);
  border-radius: 10px;
  padding: 16px 20px;
  margin: 18px 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--ink);
}
.callout-red strong { color: #b91c1c; font-weight: 700; }

.highlighted {
  /* Used as modifier on .step-card: gives it an accent border */
  border-color: var(--accent-border) !important;
  box-shadow: 0 0 0 3px var(--accent-soft);
}

/* ===== KEY FACTS (titled callout box with bullet list) ===== */
.key-facts {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 18px 22px 4px;
  margin: 18px 0 24px;
}
.key-facts h4 {
  font-size: 11px;
  font-weight: 800;
  color: var(--ink-soft);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin: 0 0 10px;
}
.key-facts ul,
.key-facts ol {
  margin: 0 0 14px 18px;
  padding: 0;
}
.key-facts li {
  font-size: 14.5px;
  line-height: 1.65;
  color: var(--ink);
  margin-bottom: 4px;
}
.key-facts strong { color: var(--ink); font-weight: 700; }

/* ===== FAQ ===== */
.faq-q {
  font-weight: 700;
  font-size: 16px;
  color: var(--ink);
  margin: 24px 0 6px;
  letter-spacing: -.005em;
  line-height: 1.4;
}
.faq-a {
  font-size: 15px;
  color: var(--ink);
  line-height: 1.7;
  margin: 0 0 18px;
}
.faq-a strong { color: var(--ink); font-weight: 700; }

/* ===== STEP CARD (stacked: step-head row → content) ===== */
.step-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 22px 26px;
  margin: 16px 0;
  box-shadow: 0 1px 2px rgba(10, 15, 30, .03);
}
.step-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 8px;
}
.step-head h3 {
  margin: 0;
  font-size: 18px;
  font-weight: 800;
  letter-spacing: -.005em;
  color: var(--ink);
  flex: 1;
}
.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--accent-soft);
  border: 1px solid var(--accent-border);
  color: var(--accent);
  font-weight: 800;
  font-size: 14px;
  font-family: 'Inter', sans-serif;
}
.step-card p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--ink);
  margin: 0 0 12px;
}
.step-card p:last-child { margin-bottom: 0; }

/* ===== BOOKMARK ROW (url chip + copy button) ===== */
.bookmark-row {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  background: #f8fafc;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 8px 8px 8px 14px;
  margin: 14px 0;
}
.bookmark-row .url {
  flex: 1;
  min-width: 0;
  font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 13px;
  color: var(--ink);
  word-break: break-all;
  background: transparent;
  border: 0;
  padding: 0;
}
.bookmark-row button {
  background: var(--accent);
  color: #fff;
  border: 0;
  padding: 8px 14px;
  border-radius: 8px;
  font-family: inherit;
  font-size: 12px;
  font-weight: 700;
  cursor: pointer;
  transition: background .15s;
}
.bookmark-row button:hover { background: var(--accent-dark); }
.bookmark-row button.copied { background: var(--green); }

.url {
  font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 13px;
  background: #f1f3f7;
  border: 1px solid var(--line);
  border-radius: 6px;
  padding: 2px 8px;
  color: var(--ink);
  word-break: break-all;
}

/* ===== APPLY CTA ===== */
.apply-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--accent);
  color: #fff !important;
  padding: 13px 24px;
  border-radius: 10px;
  font-weight: 700;
  font-size: 14.5px;
  text-decoration: none;
  box-shadow: 0 6px 20px rgba(37, 99, 235, .3);
  margin-top: 6px;
  transition: all .15s;
}
.apply-cta:hover {
  background: var(--accent-dark);
  transform: translateY(-1px);
  color: #fff !important;
  text-decoration: none;
}
.apply-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--accent);
  font-weight: 700;
  text-decoration: none;
  font-size: 14px;
  margin-top: 6px;
}
.apply-link:hover { color: var(--accent-dark); text-decoration: underline; }

/* ===== QUOTE / ATTRIBUTION ===== */
.quote {
  background: #fafbfc;
  border-left: 3px solid var(--accent);
  padding: 16px 20px;
  margin: 18px 0;
  border-radius: 0 10px 10px 0;
  font-size: 15px;
  line-height: 1.65;
  color: var(--ink);
}
.quote em {
  font-style: italic;
  color: var(--ink);
  display: block;
  margin-bottom: 8px;
}
.attr,
.quote .attr {
  display: block;
  font-size: 12.5px;
  font-style: normal;
  color: var(--ink-soft);
  font-weight: 600;
}

/* ===== DELIVERABLES (2-col grid of bordered tiles) ===== */
.deliverables {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin: 12px 0 14px;
}
.deliverable {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 12px 16px;
  font-size: 13.5px;
  line-height: 1.5;
  color: var(--ink-soft);
}
.deliverable strong {
  display: block;
  color: var(--ink);
  font-weight: 700;
  font-size: 14px;
  margin-bottom: 2px;
}
.deliverable a { color: var(--accent); text-decoration: none; }
.deliverable a:hover { text-decoration: underline; }

/* ===== SCREENSHOT FIGURE ===== */
.screenshot-figure {
  margin: 16px 0 24px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(10, 15, 30, .04);
}
.screenshot-figure img {
  width: 100%;
  height: auto;
  display: block;
  background: #fafbfc;
}
.screenshot-figure figcaption {
  font-size: 13px;
  color: var(--ink-soft);
  padding: 12px 18px;
  border-top: 1px solid var(--line);
  line-height: 1.5;
  background: #fafbfc;
}
.screenshot-figure figcaption strong { color: var(--ink); font-weight: 700; }
.screenshot-figure a { color: var(--accent); text-decoration: none; }
.screenshot-figure a:hover { text-decoration: underline; }
.screenshot-label {
  display: inline-block;
  font-size: 10.5px;
  font-weight: 700;
  color: var(--accent);
  background: var(--accent-soft);
  border: 1px solid var(--accent-border);
  border-radius: 999px;
  padding: 2px 9px;
  letter-spacing: .06em;
  text-transform: uppercase;
  margin-right: 8px;
  vertical-align: middle;
}

/* ===== CTA BAND (full-width dark strip) ===== */
.cta-band {
  background: linear-gradient(135deg, #0a0f1e, #1a2942);
  color: #fff;
  border-radius: 14px;
  padding: 24px 28px;
  margin: 28px 0;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
  box-shadow: 0 6px 22px rgba(10, 15, 30, .12);
}
.cta-band h3 {
  color: #fff;
  font-size: 18px;
  font-weight: 800;
  margin: 0 0 4px;
  letter-spacing: -.01em;
}
.cta-band p {
  color: rgba(255, 255, 255, .72);
  font-size: 13.5px;
  line-height: 1.5;
  margin: 0;
}
.cta-band .actions { margin: 0; }
.cta-band .btn {
  background: var(--accent);
  border-color: var(--accent);
  white-space: nowrap;
  color: #fff !important;
}
.cta-band .btn:hover { background: #2f6df2; border-color: #2f6df2; color: #fff !important; }
.cta-band .btn.ghost {
  background: transparent;
  color: #fff !important;
  border-color: rgba(255, 255, 255, .25);
  box-shadow: none;
}
.cta-band .btn.ghost:hover {
  background: rgba(255, 255, 255, .08);
  color: #fff !important;
  border-color: rgba(255, 255, 255, .4);
}

/* ===== BOOK-A-CALL CARD ===== */
.book-call-card {
  background: linear-gradient(135deg, var(--accent-soft), rgba(129, 140, 248, .04));
  border: 1px solid var(--accent-border);
  border-radius: 14px;
  padding: 22px 26px;
  margin: 24px 0;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 18px;
  align-items: center;
}
.book-call-card h3 { margin: 0 0 4px; font-size: 17px; font-weight: 800; color: var(--ink); }
.book-call-card p { margin: 0; font-size: 13.5px; color: var(--ink-soft); line-height: 1.5; }
.book-call-card .btn { white-space: nowrap; }

/* ===== RELATED LINKS ===== */
.related {
  margin: 32px 0 18px;
  padding: 18px 22px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 12px;
}
.related h3 {
  font-size: 11px;
  font-weight: 800;
  color: var(--ink-soft);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin: 0 0 10px;
  font-family: 'Inter', sans-serif;
}
.related ul,
.related ol { list-style: none; margin: 0; padding: 0; }
.related li { margin: 0; padding: 0; }
.related a {
  display: block;
  padding: 8px 0;
  font-size: 14.5px;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--line-soft);
  transition: color .15s, padding-left .15s;
}
.related li:last-child a { border-bottom: 0; }
.related a:hover { color: var(--accent); padding-left: 4px; }

/* ===== TABLE OF CONTENTS ===== */
.toc {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 16px 22px;
  margin: 18px 0 28px;
}
.toc-title {
  font-size: 11px;
  font-weight: 800;
  color: var(--ink-soft);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 8px;
}
.toc ol, .toc ul {
  margin: 0;
  padding-left: 22px;
}
.toc li { margin: 0; font-size: 14.5px; line-height: 1.7; }
.toc a {
  color: var(--ink);
  text-decoration: none;
  transition: color .15s;
}
.toc a:hover { color: var(--accent); text-decoration: underline; }

/* ===== PROVENANCE ===== */
.provenance {
  margin: 24px 0;
  padding: 14px 18px;
  background: #fafbfc;
  border: 1px solid var(--line);
  border-radius: 10px;
  font-size: 13.5px;
  color: var(--ink-soft);
  line-height: 1.6;
}
.provenance strong { color: var(--ink); font-weight: 700; }

/* ===== DOWNLOAD HERO + DL BUTTON ===== */
.download-hero {
  background: linear-gradient(135deg, var(--accent-soft), rgba(129, 140, 248, .04));
  border: 1px solid var(--accent-border);
  border-radius: 14px;
  padding: 22px 26px;
  margin: 18px 0 26px;
}
.download-hero h2 { margin: 0 0 6px; font-size: 18px; font-weight: 800; color: var(--ink); }
.download-hero p { margin: 0 0 12px; font-size: 14px; color: var(--ink-soft); line-height: 1.55; }
.dl-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--accent);
  color: #fff !important;
  padding: 10px 18px;
  border-radius: 10px;
  font-size: 13.5px;
  font-weight: 700;
  text-decoration: none;
  transition: all .15s;
}
.dl-btn:hover { background: var(--accent-dark); transform: translateY(-1px); color: #fff !important; }

/* ===== FILE TREE / FILE SIZE (technical pages) ===== */
.file-tree {
  background: #0f172a;
  color: #e2e8f0;
  border-radius: 10px;
  padding: 16px 20px;
  font-family: ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 13px;
  line-height: 1.7;
  margin: 14px 0 20px;
  overflow-x: auto;
  white-space: pre;
}
.file-size {
  color: rgba(226, 232, 240, .55);
  font-size: 12px;
  margin-left: 6px;
}

/* ===== TEXT util ===== */
.text { font-size: 15px; line-height: 1.7; color: var(--ink); }

/* ===== FOOTER ===== */
.footer,
footer {
  border-top: 1px solid var(--line);
  padding: 24px 24px 36px;
  margin-top: 40px;
  text-align: center;
  font-size: 12.5px;
  color: var(--ink-soft);
  background: transparent;
}
.footer a, footer a { color: var(--ink-soft); text-decoration: none; margin: 0 8px; transition: color .15s; }
.footer a:hover, footer a:hover { color: var(--accent); }

/* ===== RESPONSIVE ===== */
@media (max-width: 720px) {
  article { padding: 28px 18px 48px; }
  article h1 { font-size: clamp(26px, 6vw, 34px); }
  article h2 { font-size: 20px; }
  .nav-inner { padding: 12px 18px; gap: 12px; }
  .nav-links { gap: 12px; }
  .nav-links a { font-size: 12.5px; }
  .deliverables { grid-template-columns: 1fr; }
  .cta-band { grid-template-columns: 1fr; }
  .book-call-card { grid-template-columns: 1fr; }
  .step-card { padding: 18px 18px; }
  .step-head h3 { font-size: 17px; }
}
@media (max-width: 460px) {
  article p, article li { font-size: 15px; }
}
