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Pricing

Start processing cards in 24 hours.

Domestic Rail: 12% or 14% with paired reserve, same-day, 95%+ approval, T+2, payout in any fiat currency. Your site and operations must be abundantly compliant. Startups accepted under strict conditions.

Card processing for B2B distributors of Research Use Only (RUO) peptides. Counterparties must be licensed researchers, clinical laboratories, contract research organizations, or credentialed institutional buyers under 21 CFR §201.128 intended-use standards. No direct-to-consumer transactions. No CBD. No supplements.

★ Preferred · Best terms · Same-day setup
Domestic Rail. Same-day setup.

12% or 14%. Set up the same day. All major card networks, 95%+ approval, T+2 settlement, payout in any fiat currency. Your site and operations must be abundantly compliant. Startups accepted under strict conditions. Open the application below.

Open application
Application 60-second application, hosted on our platform.
Two options. Pick your tradeoff.
Option A · Lower rate
12%
10% rolling reserve
Option B · Lower reserve
14%
5% rolling reserve

Both options include T+2 payouts, payout in any fiat currency, 95%+ approval, all major card networks, and same-day setup.

Domestic Rail terms
  Domestic Rail 12% or 14% · Same-day setup · All card networks
Rate 12% or 14%
Best for Merchants with abundantly compliant sites and operations. Startups accepted under strict conditions.
Approval Same-day setup
Economics
Card approval rate% of attempted txns that settle 95%+
Reserve 10% (with 12%) or 5% (with 14%)
Settlementdays from transaction to wallet T+2
Payout currency Any fiat currency
Acceptance & coverage
MATCH-listed merchants Accepted
Customer KYC Not required
Customer disputes Standard
Card networks Visa, Mastercard, Amex, Discover
Apple Pay / Google Pay Yes, both
Compliance & ops
Site requirements Abundant compliance required
Product restrictions Few
Integrations Custom
  Open application 60-second application, hosted on our platform.

Questions before you apply?

Tell me your monthly volume, what's in cart, and where you're stuck on processing today. I'll walk you through whether you qualify and what to clean up first.

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Holistic Payments · Pricing as of May 2026
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